Claims Checklist

The following actions should be taken when you have been involved in an accident. In addition please provide include the information indicated below when reporting claims

Involved in an Auto Accident Stop at once and investigate. Call 911 to report the accident, if the accident involves an injury or a fatality advise the operator taking the 911 call so they can send appropriate responders.
Be Safe Move to a side of road to get out of traffic if your vehicle can be moved. Note, take a picture of accident scene before moving to side of road.
Wait for Law Enforcement to respond If law enforcement declines to respond then only exchange Driver’s License, Vehicle registration and Insurance information with other party.
Do Not Admit fault or discuss the accident in detail. Just exchange Driver’s license, registration and Insurance information with other party. Be courteous and remain calm.
Witness Information Gather contact information from all witnesses. This is vital when involved in an accident.
Photographs Take pictures of the scene accident scene, Draw diagrams of the accident include the position of your vehicle and the other party’s vehicle. Indicate the names of streets, intersections etc.
Report Accident Immediately report your accident to your employer and within 24 hours to the insurance carrier.
Copies of the following documents must be included with each claim submitted
Vehicle Registrations
Owner operator lease agreements
Bill of Lading