Are you looking for an affordable health insurance solution for your employees and their families? Our Carrier’s Choice program offers fully insured health, dental, vision and life insurance from four major insurance companies. Carrier’s Choice is available exclusively for CTA members and their families. Participation in the CTA Health and Welfare Trust gives each member the purchasing power of a large group.

Eligibility Criteria

Carriers' Choice Insurance is available to all employers and qualified dependents of CTA carrier and allied member organizations who are engaged in the use, repair, and sales related to the transportation of goods and services.

About The Program

Carrier’s Choice is available exclusively to CTA members
It offers risk-free, fully insured HMO and PPO medical plans, as well as dental, vision and life plans
Companies with 3 or more participants are eligible
Carve-Out groups are acceptable
Guarantee Issue ------ No medical underwriting
Composite rates ------ Premiums are not based on age band rating or Risk Adjustment Factors
The CTA Health and Welfare Trust is the policy holder. As a participant you have shifted your legal liabilities to the Trust and the Third Party Administrator