We're proud to offer a new liability insurance program designed to meet the needs of Skilled, Assisted and Independent Long Term Care (LTC) facilities across America. This program can benefit the entire spectrum of LTC providers from small single facilities to large national chains.
This program includes:
- Professional and General Liability (including Products and Completed Operations Liability)
- Sexual Misconduct and Physical Abuse Liability
- Employee Benefits liability
- Tenants' Liability
- Medical Expenses cover
- An incident sensitive trigger - a lawsuit does not have to be brought against the client for the policy to respond - it responds to any incidents which could give rise to a claim
Control Your Bottom Line and Manage your Risks
This program incorporates a unique risk management program which not only makes your client a better risk - it makes them money! The Data Integrity Audit (DIA), a key feature of CareSuranceTM risk management, increases Medicare reimbursement by an average of $1,000 a month for most clients by ensuring accurate coding of the Minimum Data Set (MDS).
Application Process
A detailed preliminary quote can be given after we receive a completed application form, plus the claims history for the last five years. For a firm quote, we require the financials and a complaints register.
Cost Effective Risk Transfer
Premiums for the CareSuranceTM program are based on each facility's level of risk. Well managed facilities receive significant discounts while facilities with issues have the opportunity to start the program, reduce their risk and receive better premiums at renewal.
To obtain a quote please provide complete details for each facility.
Click here for a quote.