The following actions should be taken when you have been involved in an accident. In addition please provide include the information indicated below when reporting claims
| Involved in an Auto Accident | Stop at once and investigate. Call 911 to report the accident, if the accident involves an injury or a fatality advise the operator taking the 911 call so they can send appropriate responders. |
| Be Safe | Move to a side of road to get out of traffic if your vehicle can be moved. Note, take a picture of accident scene before moving to side of road. |
| Wait for Law Enforcement to respond | If law enforcement declines to respond then only exchange Driver’s License, Vehicle registration and Insurance information with other party. |
| Do Not | Admit fault or discuss the accident in detail. Just exchange Driver’s license, registration and Insurance information with other party. Be courteous and remain calm. |
| Witness Information | Gather contact information from all witnesses. This is vital when involved in an accident. |
| Photographs | Take pictures of the scene accident scene, Draw diagrams of the accident include the position of your vehicle and the other party’s vehicle. Indicate the names of streets, intersections etc. |
| Report Accident | Immediately report your accident to your employer and within 24 hours to the insurance carrier. |
| Copies of the following documents must be included with each claim submitted | |
| Vehicle Registrations | |
| Owner operator lease agreements | |
| Bill of Lading | |
