The best way to lower workers compensation costs is to prevent accidents from happening in the first place. However, after an accident occurs the simplest way to control the cost of a claim is to report it promptly. RSI Insurance Brokers is committed to delivering superior claim service to our policyholders and their employees. Since the employer's role in this process is critical, RSI Insurance Brokers encourages them to report employee injuries on the same day the accident occurs. Studies have shown that prompt reporting helps reduce claim costs. Due to unfamiliarity with the system many concerns arise about financial security, physical and emotional well being, and the ability to return to work. Prompt claim reporting enables RSI Insurance Brokers to quickly establish contact with the injured employee, describe the workers compensation process and answer any questions. This rapport between the injured employee and Claim Examiner can lead to a general reduction in claim costs by:
Facilitating prompt and appropriate medical care which may possibly avoid medical complications and reduce treatment costs.
Reducing litigation by providing immediate contact and prompt delivery of benefits to injured employees.
Ensuring prompt and successful return-to-work to reduce loss of productivity.
Allowing enough time for a complete accident investigation.
Recording facts about the incident while they are still fresh.
Avoiding fines or surcharges that may be awarded if employee benefits are delayed.
Every employee should be required to report all accidents immediately, and a report must be completed promptly. Avoid increased claim costs and improve medical care by promptly reporting accidents. For additional information on our claims process please call (800)828-5273.
For online reporting of claims: Click here.
Source:
By Mike Huss, Loss Control Supervisor | FirstComp